We write to make sure you are up to date with our change of brand from FERME to AIA Insurance Agencies.

We’ve also adopted a new company motto; Advise, Insure, Assist, which is a key part of the services we offer to each of our clients.We write to make sure you are up to date with our change of brand from FERME to AIA Insurance Agencies.

We’ve also adopted a new company motto; Advise, Insure, Assist, which is a key part of the services we offer to each of our clients.

More Australian cereal and legume farmers every year are buying crop insurance to protect them from the consequences of extreme weather events and fire, together with ancillaries such as loss in transit and straying livestock. Many farmers, however, continue to choose to bear these risks themselves. Others sit on the fence, making a decision during the course of the growing season.

So, who’s right?

Well, we can only speak from our considerable experience in the field, but in general, we find that the more experienced and skilled farmers tend to belong to one or other of the first two categories. That is, they have made a long- term decision, grounded in their understanding of the land they farm and the crops they plant, either to always insure, or to never insure. The fence- sitters tend to see the question as a form of gambling and to decide as the growing season proceeds whether or not to insure. The reality for them is that the House tends usually to win.

As the threat of cybercrime in Australia escalates, cyber insurance is becoming more important for both small and large businesses. In 2014 alone, cyber criminals targeted 693,053 Australian businesses. 11,703 of these companies reported losses, and 153 of them resulted in critical damages.

Did you know that the average cost of a cybercrime attack on businesses in Australia is $276, 323? Plus, in the aftermath of an attack businesses are usually thrown into turmoil as they work to recover essential information, scramble to fix damaged equipment and put up new firewalls, and try to get things up and running again.

Tropical Cyclone Debbie has wreaked havoc across Queensland and New South Wales, with the estimated cost of the brutal storm rising into the hundreds of millions.

Tropical Cyclone Debbie crossed the coast on March 28, and was rated a category 4 cyclone, the most powerful to hit Queensland since Cyclone Yasi in 2011, which caused $1.4 billion in insured losses.

The 2016 NSW Farmer Of The Year Award was officially announced earlier this month, and we would like to extend our congratulations to Nick Arena from Bobs Farm in Port Stephens for taking out the award.

With summer at our front door, and the winter/spring rain creating a large fire load, there is high potential for bushfire devastation. Now is the time for all Australians to revisit their bushfire preparation strategy.

The NSW Rural Fire Service have introduced a four step program including a mobile application as part of their ‘Bushfire Survival Plan’, downloadable and explained in depth on their website –http://www.rfs.nsw.gov.au/resources/bush-fire-survival-plan

The team at AIA Insurance Agencies would like to remind you to review your current sums insured on your policy before the bushfire season begins.

Whether you’re travelling for business or leisure, packing your bags without the appropriate insurance in place is definitely not recommended… not by the Australian Government, SmartTraveller.gov.au, or us!

Though travel is becoming a lot easier, more affordable, and more frequently required, this unfortunately doesn’t eliminate the risks involved, which is why Travel Insurance exists – to protect your investment in your journey, and ensure expenses don’t get out of control should things go wrong!

But you already know this….

With holiday season approaching, and many Australians looking to travel for leisure, business, or both, now is an important time to be considering you’re travel insurance options.

With summer fast approaching, and the recent rain creating a large fire load, there is high potential for bushfire devastation. Now is the time for all Australians to revisit their bushfire preparation strategy.

The NSW Rural Fire Service have introduced a four step program including a mobile application as part of their ‘Bushfire Survival Plan’, downloadable and explained in depth on their website – http://www.rfs.nsw.gov.au/resources/bush-fire-survival-plan